Junior Credit Analyst
Bank/Fin Services/Insurance
Sandton – Gauteng – South Africa
Available Immediately. We seek a driven Junior Credit Analyst to support the effectiveness of the credit function and ensure accurate, timely analysis of asset finance transactions for corporate and public sector clients. This role is key to maintaining credit quality, supporting approval processes, and liaising with stakeholders. The ideal candidate will combine strong analytical skills with a solid understanding of credit risk and financial analysis in a high-performance environment.
Qualifications & Experience
- Degree in Credit Risk Management or similar (Accounting diploma/certificate an advantage)
- Minimum 5 years’ experience in credit analysis
- Proficient in MS Office (Excel essential); SAP experience advantageous
- Technical & Analytical Skills
- Strong credit and financial analysis capabilities
- Proficient in assessing creditworthiness and structuring recommendations
- Understanding of asset finance, collections, and credit policy compliance
- Knowledge of business technology and financial systems
Other Competencies
- Excellent verbal and written communication
- Strong interpersonal and influencing skills
- Ability to manage multiple tasks under pressure
- Familiarity with company policies, quality control, and reporting standards
- Ethical, detail-oriented, and collaborative team player
